Seattle Traffic Lawyer | Speeding Tickets and Insurance

Let me guess. You are reading this Seattle Traffic Lawyer Blog post because you just got a Seattle speeding ticket and you want to try to beat it or at least find out exactly how much your insurance rates are going to go up the next time you renew your insurance. If you are doing the research, then good for you. At least you are concerned about your Washington driving record enough to look into how a Seattle traffic citation can affect your wallet.

For starters, Washington State doesn't really have a "point" system like many other states. A Seattle speeding ticket doesn't carry a certain number of points, and neither does a ticket for running a red light. Instead, the State of Washington just has a set of rules they follow for determining when your license is affected by traffic violations. You get a certain number of violations, you face certain consequences.

First, if you receive five moving violations (a moving violation takes place while the car is moving - speeding, reckless driving, negligent driving, etc. are moving violations) in a years time period, you are placed on probation with the Department of Licensing. This will definitely raise a red flag with your insurance company. To take care of this situation you should hire a Seattle traffic lawyer to either get the citations reduced to non-moving violations or get them dismissed altogether (if possible). What you shouldn't do is just go in and plead guilty to a bunch of tickets. That just isn't smart.

Second, if you receive six or more moving violations within a year, your license is suspended for a period of time. Bottom line - don't get six moving violations within a year (and I think a year lasts from today back a year - so, for example, if you had 6 speeding tickets from last July 20 to this July 20, that would make you eligible for license suspension). Again, don't get cited with this many traffic violations. If you do, Hire a Seattle speeding ticket lawyer to help you out.

By the way, these are both going to hurt your insurance rates - to what effect depends a bit on your provider, your demographic (age, sex, etc.) and probably some other random factors that insurance companies think reflect on people's driving abilities (education, etc.). In any event, it is a pretty safe bet that the more moving violations you get (non-moving violations typically aren't counted toward a driving record for purposes of insurance), the higher your insurance rates will go.

Don't be that person that has to pay for Seattle traffic tickets if you don't have to. Hire a Seattle traffic lawyer today to help.

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